Do you provide health insurance for your skids?
I was reading through another thread from last week where the poster was having an issue getting in touch with the BM over a need to change an appointment for her SD. In the thread, it was revealed that the poster covered SD's vision insurance through her job.
I'm a stepmom and my FH, DD11, SS10 and I are covered by my company's health and dental insurance. We did this because my company's plan had better access to physicians, better prescription benefits and was more economical. FH is a small business owner and he was paying a lot more for just himself and SS, and the coverage wasn't very good either. Also, FH's divorce decree states that he has to carry medical and dental insurance for SS10 and pay for any uncovered medical expenses as well.
I've never taken SS10 to the doctor, only to the dentist for routine cleanings. I leave the medical stuff to FH and BM. I feel left out but at the same time, even though I foot the bill, SS10 is not legally my responsibility nor do I have any rights. So I'm putting this out there to see what your experiences have been.
How many of you stepmoms / stepdads provide health/dental/vision benefits for your skids? Do you provide the non-insurance holding bioparent with the insurance card etc.? Have you had any issues with the arrangement? Were any of you granted authority to take your skid to the doctor /dentist and have access to your skids' medical info? Is it only in emergencies or for general office visits?