The Light at the End of the Tunnel: Hard Financial Decisions in Hard Times
I'm the 75-year old BM & SM of 5 who reads the blogs & forums & flashes back. I've been thinking about the young step-parents out there.
This is such a rough financial time for many people. You might be making difficult decisions: should I pay this or that first? What happens if I don't pay this at all? Can i substitute this for that? What will (somebody) think if i do this? Will this have a lasting effect? You'll be making hundreds of these decisions, large & small.
Each of these decisions is like a tool. You substitute x for y and its fine. Or, it's not. Either way, you learned something, it's a tool. You pay this but put that off. Whatever happens, you learned something for the future. It's a tool. All these tools are part of your toolbox.
This pandemic will end at some point. You will go back to reality, probably a new reality. Things will get better financially. It is so tempting to think thst a degree, a job, a wealthy spouse or something else will protect us from ever having to make these decisions again. But over a long life, things happen: recessions occur, people lose jobs, get divorced, develop drug problems, die unexpectedly, endure foreclosures & bankruptcies, the list goes on & on. My point is that over your life, you'll encounter other periods of financial strain. When you do, you'll be able to pull out your toolbox of skills to help you cope. It will give you confidence. That toolbox will be like an old friend.
I'd like to believe thst our 5 kids absorbed this from us but they were about as receptive as when my mom talked about the Depression (yawn). Plus, they all made it clear that we are both helpless, pitiful losers. Lol.
Hang in there, young step-parents. You will survive this.