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BM and questionable activity.....as usual

One Life Once Chance's picture

I covered my SS on health insurance (secondary coverage) until 7-20-2011 when he turned 18. I am noncustodial SM and cancelled his insurance that day. She went online and opened separate account for him on insurances web site-after he was cancelled and 18. DH was only ordered to cover until he was 18 so she knew it was cancelled on 8/4 when she did this.

On hold right now with insurance to see what I can do. QUESTION - is this legal for her to do. I have had him on there for 2 years and she opens after he's cancelled?

He 18 - I think she's grabbing at straws to keep f/ing with us. I just think this should be illegal

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One Life Once Chance's picture

Other thing they've told me is they can only block this if they speak to him....,I'm the damn subscriber!!!! So this means she can see what we pay out of pocket for medical bills from now until we're dead? Bullshit

One Life Once Chance's picture

In michigan it's all under one main subscriber - me. He will not be eligible for cobra through me as my plan is secondary.

One Life Once Chance's picture

We have an online acct set up using my member ID to view all of our claims,me,husband,our BS and SS. This allows her to view claims online, which she already gets copies of anyway. It does show her what we are paying out of pocket for all medical bills which is none of her business.

I'm pissed because I feel like she's doing it just because she's running out of things. I have also been receiving doctors and dentist bills listing ME as guarantor on balances. He's not my kid. She's supposed to send bill to DH and he pays 46 percent of what's left over.

Plusim the subscriber paying the premiums how can she just create a sub account from mine?

One Life Once Chance's picture

Thanks. Everything with bm is crazy. And somehow she always gets away with a wrist slap.

stepfamilyfriend's picture

Health insurance is hard to get and expensive. If I understand this correctly, is it possible she'd like him to be under your insurance, but maybe she'd pay his premium? I only pay 40 additional dollars to cover my daughter. If I dropped her at 18 ( which I won't), she is going to have a very hard time finding decent coverage that isn't prohibitive.
Am I getting this picture wrong?

One Life Once Chance's picture

He has primary coverage through her. Secondary through DH (via me SM) until 18 per CO. I cancelled when he turned 18. She went online to united healthcare and opened am online account in his name for my plan to track claims. I've covered him for 2 years and she never did this until after he's cancelled from my plan?

She also owes quite a bit of money at doctors and dentists office that she is supposed to pay and bill DH at end of year for his percentage. She is having ME listed as guarantor and having bills sent to me, non custodial SM.

One Life Once Chance's picture

She has very crappy high deductible plan and she keeps taking him to what appears to be out of network providers.

SS is an addict and they haven't spoken in about a year becAuse dad tested him, tried putting him in rehab and bm played that against DH with her ongoing pas campaign. BM, from what we've heard through grandma is trying to get dx that will get disability checks. He was treated 3 months for substance abuse and now everytime he gets caught bm gets him new dx to stay out of trouble. He barely got out of felony charges at 16. This past year we had 49 claims for him.

DH unfortunately is fed up and won't do anything unless he goes through rehab and cleans his act up. Very crazy and very sad situation.

buttercookie's picture

No she should NOT be able to put him back on your account with that insurance company, unless their is a court order or she lied.

buttercookie's picture

Anonymous fraud, waste and abuse hotline: 1.877.766.3844 This is the number for UHC.

One Life Once Chance's picture

Thank you for the number buttercookie! I called and have been working on this since August and we're finally getting somewhere. Our attorney called today and said a hearing should be set soon and all the "stuff" she's been doing with my insurance (he subpoenaed call records at insurance too), somebody is in trouble!!

We'll be going in front of a privacy judge that deals with HIPPA - fines and possible jail time!!!!!

I wonder if they make jumpers big enough to hold Golden Uterus!! Please send prayers that she runs her mouth in front of the judge too.

VioletsareBlue's picture

She wasn't able to get him covered again on your insurance was she? She just opened an account under his name so she can see your PRIVATE medical information?

It all sounds so fishy and it sounds illegal. Can you talk to a lawyer? I'd sue her ass. I'd be livid if it were me. I don't get the insurance company idiocy.

One Life Once Chance's picture

Everything she has ever done is fishy. I hate this insurance crap -I should have never covered him to help with costs for DH. His 46percent is a lot less out of pocket with my insurance on him. And my premium is quite a bit lower than his.

I know this was better for our family but my God paying the extra would be worth knot dealing with her shit. I know we will end up in court over this. Yeah - he's 18, we've had no contact with either of them in a year and BAM - he's 18 and she's going to try this sneaky crap. DH called last week when the bills started coming and she won't return calls.

One Life Once Chance's picture

One would think but UHC is saying not because she opened in his name and he was covered I had to leave s voice mail for supervisor at insurance. I'm calling attorney in the morning. She never stops. No contact for a year yet she always seems to find ways to be sneaky and screw with us.

I wiish this piece of shit heffer would drop with a heart attack and get out of our lives.