So the reason for the contact last week.   SD wants a new car.  Of course we are not buying it but I am thinking she wanted her father to co-sign which is not going to happen.  He has paid for enough and thank God feels that way too !! So SD wants to try to get a loan.  So she wants to run a free credit report before she goes to a bank. She doesn’t know how to do this and doesn't have a computer.  She used our computer.  I just over see it, I don’t type anything so that technically she did it herself.   So, immediately all of these red stop signs pop up.  I have never seen this before.  More than 2 dozen accounts with negative comments and some charge off and collections.

SD says that the accounts are her mothers.  SO BM has charged up everything from Computers to direct TV and cell phones and none of it belongs to SD according to her.  Which is likely true for some of it,  because SD was only 18 when some of it was charged.  I just sit there sick to my stomach trying to imagine who would do this to their child but also wishing we had not gotten involved.  This is BM’s problem to fix.  We are not paying for any of it.  While I felt very bad for SD at first she did not seem surprised about the accounts she said it very matter of factly.  Since this all happened, she has been falling all over BM telling my SIL Sunday that she thinks her mother is wonderful and she doesn’t know what she would do without her. This makes my blood boil! As she treats her father terribly! 

I think she knew full well about her credit report.  I think it is possible that she and BM schemed it up to have us run the credit so that DH would sign for the loan.  I think she let or at least knew BM did it not realizing that BM wouldn’t pay it and how it would affect her. I even think that SD has charged some of it too knowing they would try to get DH to bail her out and get her a car loan.  

Step kids are toxic.  Back story they are in their later twenties, and BM is toxic and harassing and has been blocked from our phones since the youngest turned 18. She is crazy and harasses us every chance she gets even still after of the these years.  We tried with the kids but she and her craziness always won.  She was more fun than us wanting to be their friend and my husband and I with rules that's no fun.   They think she is WONDERFUL NOT MATTER WHAT SHE DOES.

Constant drama!!! Now DH is sorry we helped run the credit because he thinks that SD blames us because we are the ones that brought it to her attention.  Really? I am tired of this and tired of getting the blame because they never do the right thing.  It is choices they all make!!! 

I told SD, do not tell BM we helped you run your credit and I gave her, her options on fixing it which was you've got a choice.  You would have to either dispute it all and your mother would get in trouble, or pay it off check with a credit counselor and set up a payment plan, or go to your mother and say hey I wanted to get a car and this is what my credit report shows and you have to pay this!! 

So sick of the drama landing at our front door!!  DH is always on board with me at first, but then starts to feel sorry for SK's and gives into them and gets mad at me.