Here we go again... BM, SS, and college tuition
Been awhile since I've posted as things have been pretty quiet in step land. But I saw this storm brewing from a distance and now it's come,
SS18 was admitted to an instate public and out of state public school. DH sat him down and told him we'd pay half cost of in state school. If he wanted to go to out of state school that was fine but he was responsible for getting loans, talking to his mom and finding out how much she could contribute and making sure ends met. DH has asked him for updates numerous times over the summer and SS assured him he was on top of it. Fall tuition is now due at the end of this week. Our promised amount is sitting in account waiting to be sent.
So BM calls DH and asks if he wants to do monthly payment plan. (No BM we don't, as our money is ready and payment plan is a hassle). DH gets suspicious and asks her how much money she has for SS tuition. She thinks she "might" have 2000, but wants DH to cover first few payments. She says then when they run out money she will try to get SS loans. She can't get them now because of her shitty credit (recent bankruptcy). But if not, she just knows "they will find the money somewhere." And not to worry, BM assured DH SS won't get kicked out for just a few months of nonpayment. :jawdrop:
DH calls SS to ask why he didn't take care of this, and SS response was "mom said she had it covered.
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Comments
Ugh, this makes me happy that
Ugh, this makes me happy that both my skids are slackers and really have no hopes of going to college. Well MAYBE Sd17 does, but DH has already made it clear that she is on her own i.e. student loans etc just like we were when we were that age. Because it would be the most giant cluster F ever trying to get BMs to contribute or follow through or ANYTHING.
Hahaha! Yeah, sure.
Hahaha! Yeah, sure.
Yes we would only EVER pay
Yes we would only EVER pay directly to the school. Geez! We didn't just fall off the turnip truck.
The real issue is, as other posters raised, whether to pay our share at all. It is highly unlikely SS and BM will come up with money midstream. She is probably hoping once we sink the first amount we will cover the rest later so SS doesn't get kicked out. Or a grandparent or rich uncle will step in.
SS did apply for aid, but didn't get much because BM and DH are both high income. Reason BM can't come up with cash is she insists on sending all four kids to private school (see previous posts).
She is probably hoping once
She is probably hoping once we sink the first amount we will cover the rest later so SS doesn't get kicked out. Or a grandparent or rich uncle will step in.
This is exactly what she is banking on.
Hey, hadn't seen you
Hey, hadn't seen you recently. I would not pay until BM does- that was the agreement and I would not risk losing my money when she can't find the money.
My DH recently told my SD no (I have recovered from disbelief and glee) he would not pay this semester at community college as she qualifies for Pell grant, she just didn't apply timely (so she text Fri asking for payment on Mon). It will cover all the tuition, books and then some. Her procrastination, her lesson.
Are you and DH pursing IVF? Hope you are doing well!
Thanks. She supposedly did.
Thanks. She supposedly did. She just waited and won't get approval before tuition is due for this semester. I know DH has talked about this before she graduated HS.
Hey! Yes we will start in the
Hey! Yes we will start in the fall. Taking a little breather this summer
Yay for you. So glad to hear
Yay for you. So glad to hear that!
I love how everyone thinks
I love how everyone thinks they can just get loans...We were only eligible for 3750 a semester for BS20. I have not done it yet, but am planning on it for the fall. There are private loans out there, but they are crazy and require co-signing. I refuse to do that. I would rather deplete my savings to help the kid.
If they don't pay, the kid gets kicked out. It is about a month in.
That covers tuition and books
That covers tuition and books for a year at our community college.
This is true. My ss had to
This is true. My ss had to get private loans after he lost his scholarship. Bm had nothing to contribute from the beginning so there was no help there. I was and still am opposed to Dh cosigning but he says "I will not be the reason ss doesn't go to college". Grrrr
I read somewhere on here
I read somewhere on here about a DH that had his social security income garnished when a SKID defaulted on a cosigned loan. SD'S situation is fortunate that she won't have to cover tuition or books and won't need a student loan (neither BM or DH would be qualifying cosigners).
I wouldn't pay until the
I wouldn't pay until the money was worked out..
SS needs to contact the financial aid office and discuss this fiasco with them.
If aid can't be obtained for this semester, then SS can ask for a deferred admission and enter next semester. A semester of working and saving for expenses should make SS realize that he cannot rely on BM for financial advice.
Remember student loans cannot be discharged during bankruptcy. Unless he wants his social security garnished his father should not sign. BM can sign. It was her poor planning and advice that put SS in this mess.