Terms and Conditions of Use

Terms and Conditions of Use Agreement

Please read this agreement carefully before accessing or using this web site. YOUR USE OF THIS WEB SITE INDICATES YOUR COMPLETE AND UNCONDITIONAL ACCEPTANCE OF THESE TERMS AND CONDITIONS. Step Talk provides it's services and permits access to this web site subject to the terms and conditions set forth below. If you do not agree to these terms and conditions, immediately discontinue using this web site.

License and Site Access

Step Talk grants you a limited, revocable, and nonexclusive license to access and make use of this site. This license does not include the right to:
  1. modify any portion of the site or its contents other than through the normal, intended usage of the site;
  2. impersonate any person or entity, including but not limited to, a Step Talk administrator, member, or moderator or falsely state or otherwise misrepresent your affiliation with another person or entity (including, but not limited to, creating more than one account on the system);
  3. post or transmit any software or graphic files or transmit any content that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as nondisclosure agreements);
  4. post or transmit any unsolicited advertising, promotional materials, "junk mail", "spam", "chain letters", "pyramid schemes", or any other form of solicitation;
  5. violate any applicable local, state, national or international law, including but not limited to the regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, and any regulations having the force of law while using or accessing the Step Talk site;
  6. upload or transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
  7. collect or use any listings, descriptions, or other content appearing on this site for any intention or purpose other than by individuals for their personal use;
  8. make any derivative use of this site or its contents;
  9. use any data mining, robots, or similar data gathering or extraction tools on this site;
  10. violate or attempt to violate the security of this site, including without limitation accessing data not intended for access or use by such user, probing, scanning, or testing system vulnerabilities, interfering with service in any manner, or any other form of unauthorized or improper access,
  11. or otherwise use this site or its contents in any way which violates any applicable law or regulation or which might be harmful, defamatory, libelous, vulgar, obscene, threatening, abusive, harassing, tortuous, hateful or otherwise objectionable.
No portion of this site or its contents may be used, reproduced, duplicated, copied, sold, visited, or otherwise exploited for any intention or purpose other than by individuals for their personal use. You may not frame or utilize framing techniques to enclose any portion of this site or its contents without express written consent. Any unauthorized use terminates the permission or license granted by Step Talk. Step Talk grants you a limited, revocable, and nonexclusive license to create hyper links to pages on the Step Talk site, provided the link does not portray Step Talk or its services in a false, misleading, derogatory, or otherwise offensive manner.

Copyright

Unless otherwise noted, content on the Step Talk site is the copyrighted property of Step Talk. This copyrighted content includes all submissions by staff, members, and visitors. You may print out any articles for your personal use only. Materials may not be reproduced on another web site, book, or publication without express written permission. Any reproduction or editing by any means mechanical or electronic without the explicit written permission of Step Talk is expressly prohibited. Certain names, logos, phrases, and artwork on this site may constitute trademarks of Step Talk or its sponsors. Step Talk cannot guarantee that all content and materials appearing on the Step Talk web site is not infringing on any registered or non-registered copyrights.

User Contributions

The Step Talk staff and its users create the majority of the content in this site. The information (including without limitation advice and recommendations) and services on the site are intended solely as a general educational aid and are neither medical, legal, nor health care advice for any individual problem nor a substitute for medical, legal, or other professional advice and services from a qualified professional familiar with your unique facts. Always seek the advice of your lawyer with any questions you may have regarding a legal issue. Nothing contained in this site is intended to be used for legal advice. The information and services are provided with the understanding that neither Step Talk nor its agents or users are engaged in rendering legal, medical, counseling or other professional services or advice. Your use of the site is subject to the additional disclaimers and caveats that may appear throughout the site. Step Talk and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information, services or other material on this site. While Step Talk strives to keep the information on this site accurate, complete, and up-to-date, Step Talk and its agents cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information. You hereby acknowledge that all messages appearing on this site are the sole responsibility of those persons posting the message. Step Talk does not control the content of any messages posted by its users. You understand that by using this site you may be exposed to content that is offensive, indecent or objectionable. Under no circumstances will Step Talk be liable for any errors or omissions in any postings or for any loss or damages of any kind incurred as a result of the use of any information contained on this site. By submitting Content to Step Talk, you automatically grant or warrant that the owner of such Content has expressly granted Step Talk the royalty-free, perpetual, irrevocable, non-exclusive and fully sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed. Step Talk shall have the right, but not the obligation, to monitor the content of Step Talk, including chat rooms, forums, and blogs to determine compliance with this Agreement and any operating rules established by Step Talk and to satisfy any law, regulation or authorized government request. Step Talk shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on this site. Without limiting the foregoing, Step Talk shall have the right to remove any material that, at our sole discretion, we find to be in violation of the provisions hereof or otherwise objectionable.

Links to Third Party Sites

This site may provide and users may include in messages, links to other Web sites or resources. Step Talk is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. Step Talk shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on such external sites or resources. You access and use such sites, including information, material, products and services therein, solely at your own risk.

Disclaimer of Warranty

THIS SITE AND THE CONTENT AND INFORMATION ON THIS SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE". STEP TALK MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT, MATERIAL, INFORMATION, OR ADVICE INCLUDED ON THIS SITE. STEP TALK DISCLAIMS ALL REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. STEP TALK DOES NOT WARRANT THE OPERATION OF THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE, OR THAT THIS SITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

Limitation of Liability

You hereby acknowledge that Step Talk only provides a venue for the purpose of facilitating exchanges between individuals seeking information. Step Talk shall have no liability for any transaction between individuals facilitated by this web site. IN NO EVENT SHALL STEP TALK OR ITS AGENTS BE LIABLE FOR ANY SPECIAL, INDIRECT, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, BUSINESS, DATA OR PROFITS, LITIGATION AND THE LIKE, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify, defend and hold harmless Step Talk and it's officers, directors, employees and agents, from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees and expenses, alleging or resulting from your use or access of this site or the content or materials on this site or your posting of information to this site or your violation of this agreement or your violation of any rights of another.

Applicable Law

Any controversy or claim arising out of or relating to this site or the content or materials on this site is governed by the laws of the State of Illinois, United States, without regard to conflicts of law principles. You agree and hereby submit to the exclusive personal jurisdiction and venue of the state and federal courts located in Illinois, United States, with respect to such matters. Step Talk makes no claims that the content or materials on this site may be lawfully viewed or downloaded outside of the United States. If you access or use this site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Disputes

Any controversy or claim arising out of or relating to this site or the content or materials on this site shall be settled by confidential arbitration administered and conducted by a mediation authority selected by Step Talk. The arbitrator's decision shall be final and legally binding and judgment may be entered in any court having jurisdiction. Each party shall be responsible for its share of the arbitration fees in accordance with the applicable Rules of Arbitration. In the event a party fails to proceed with arbitration, unsuccessfully challenges the arbitrator's award, or fails to comply with the arbitrator's award, the other party is entitled to costs of suit, including reasonable attorneys' fees for having to compel arbitration or defend or enforce the award. To the fullest extent permitted by applicable law, no arbitration under this agreement shall be joined to an arbitration involving any other party subject to this agreement, whether through class arbitration proceedings or otherwise. In the event you violate or threaten to violate any intellectual property right of Step Talk or cause or threaten to cause any other significant and irreparable harm, you hereby consent to Step Talks application to a court of competent jurisdiction for injunctive or other equitable relief to restrain such act or threat of action, without prejudice to any other relief in law or equity otherwise available to Step Talk.

Changes

Step Talk and its agents may make improvements or changes in the information, services, products, and other materials on this site, or terminate this site, at any time without notice. Step Talk may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.

Miscellaneous

If any of the provisions, or portions thereof, of this document are found to be invalid under any applicable statute or rule of law, then, that provision notwithstanding, this document shall remain in full force and effect and such provision or portion thereof shall be deemed omitted. This Agreement and any operating rules established by Step Talk constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of the State of Illinois without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.