How do dental bills get split?
So my boyfriend will be seeing the lawyer Friday but until then I wanted to know what others did in this sort of case.
Currently the kids BM has been taken them to dental appointments without consulting BD. Lawyer said that legally she doesn’t have to yet however she ran into a problem. She has already spent all of their insurance money and daughter still needs some work done. The dentist won’t do it until mom is paid up.
Up until last Friday the only thing my boyfriend has been sent was credit card receipts from the dental office with no information or proof that the charges were for the children at all. Considering biomom tells him one thing and daughter would say another he demanded the listen of charges from the dental office.
She finally complied with his and the lawyers request and that is part of how we found out about the insurance being used up. That and Friday when he picked up the kids she tried to demand he pay right then and there over $400.
How do medical bills normally get split and how long does the other parent have to pay? She’s been running up this bill since January and there’s no way he can hand over $400 all at once. They are going through the whole divorce / custody. Boyfriend will be paying child support and since his job changed him from part time to full time he will most likely cover the kids insurance also. He doesn’t have a degree so it’s not like he’s making a ton of money to start with and after all is said and done things will be tight for him.
Is there any sort of cap that can be placed on how much he’s expected to pay for out of pocket expenses? I mean emergencies are one thing but this is dental stuff that can be planned out to maximize use of insurance and availability of funds. I as an adult spent 4 years getting work done because I would hit the max amount allowed on insurance.
The daughters already had A LOT of work done this year and there’s still a lot to do. He should have them on his insurance starting in June since he has to wait the mandatory time from being hired. When that happens insurance will be available again but when that’s gone? My thought is since it isn’t emergency it’s up to the parents and the dentist to figure out what needs to happen ASAP and what can wait till more funds are available. The daughter doesn’t complain about pain or any issues like that and we're talking a lot of work that without insurance could cost 2000+ out of pocket.
Again I want to stress he is in no way trying to say the children shouldn’t get medical care. He has been requesting the insurance information from BM incase anything ever happens while they are in his care but she won’t send it. He’s also asked that the children start therapy and is willing to do it on his time since where we live therapist will see clients on weekends but once more she refuses to give him the insurance information and claims that nowhere down there takes it (because that’s what the school told her) .