Mailed overdue car loan..
DH mailed the overdue car loan to SD! No comments, nothing, just the notice that it hasn't been paid in 2 months and on June 30th will be re-possessed! At this point, we don't care what it does to our credit (he co-signed it 2 years ago--behind my back).
SD is 36, trying to get pregnant by an unemployed man who already has 2 children he does not pay for..one is a toddler and the other was born at the end of January. She became pregnant 8 weeks after his last baby was born, but thankfully lost it. SD already has a child entering the teen years and she does not pay any of her bills. We have had to bail her out ALL her life....bio mom usually calls with a sob story. Now, she can't call as she is blocked!
She texted him a couple months ago and said: you won't help me and you are always against me and my boyfriends! Yup. She acts like a spoiled 2 year old!
We'll see what happens next week. DH is no longer bailing her out! Therapy has been a life saver---and, so have all of you!
Walking is healthy. By
Walking is healthy. By facilitating the reposession DH is helping. }:)
He mailed the NOTICE. He is
He mailed the NOTICE. He is not paying. Yes, it will ruin our credit, but we already own 2 houses, so at this point we do not care. She has called here SCREAMING and calling us the most vile names when she is in money trouble. She goes on long rants saying she is a "single mother". She has never paid her bills on time. She is now blocked on our phones as is her mother who enables even MORE! I'm pretty sure the BM supports her actively trying to get pregnant. I can hear her now: "But, it's her body!" NO, it's our money and she will end up on welfare as we are so DONE.
She has NO thoughts on how another pregnancy will affect her young child who will be entering his teens soon. She uses her child as a meal ticket. I'm sure she 's thinking"Oh, they'll feel sorry for me now that I have a baby". WRONG!
Glad to hear of someone who
Glad to hear of someone who actually stands up to the messes they created! My dh was chased for a year by collection agency because he cosigned a college loan of his daughter's. She refused to pay, and refused all contact with him.
I stayed married to number 2!
So two years later? He pays religiously every month and calls her every week!! And me? I am the a$& that married him.
And the other daughter? He goes to a party at my mother's home and right in front of me, starts working the crowd of old family friends to get an internship for his other daughter, whom I have not laid eyes on in 6 years. I said nothing.
Blood is definitely thicker than water. This man has the the s)$& kicked out of him by these two but years later, begs for more.
I have no respect left for him and honestly my respect for myself suffers because
A) I married mistake number 2
Yeah...she needs to hurry up
Yeah...she needs to hurry up and crank out another kid because that's going to be the career that supports her. Pathetic. Why should everyone else be responsible for these idiots? Ugh. My bf's daughter is the same way. She won't work full time and thinks because she had a kid the government and her family owes her everything.
Yeah, the fool who knocked up
Yeah, the fool who knocked up my bf's daughter is also long gone...
Glad you blocked her from
Glad you blocked her from your phones because she is going to hit the fan when she gets the payment notice.
I had to laugh at her "it's my body" comments. Yeah, its her body, but it is my tax dollars that end up supporting her and her children. Time for this one to get a lesson in reality and responsibility.
^^^^This^^^^ Take the car
^^^^This^^^^
Take the car back and sell it.
I once got a good deal on a sporty little Mustang this way. The parents had cosigned for their adult son. He dumped a lot of money into aftermarket parts and a great sound system, but couldn't be bothered with that pesky little loan payment. The parents sold the car for the amount remaining on the loan. Lesson learned.
You're SD is going to hate you and her dad no matter what you do, so treat her like the adult she is.
Maybe, maybe not. Depends on
Maybe, maybe not. Depends on who owns the loan. If it's a "tote the note" used car dealership they usually just repo as they assume a certain number will be coming back.
It also depends on how much is owed vs. worth of the car. If they can sell it for close to the amount of the loan it isn't worth it to them to go before a judge.
If it was owed to ME personally I'd go after them.
This is so frustrating to see
This is so frustrating to see some people act so irresponsible. As if it all will simply poof! and vanish I had to struggle with something like your situation a couple of years ago. It was about my younger sister. She got in trouble with her loan. Stupid, stupid actions. I had to take a loan to pay her loan off. But I didn’t just go out and get into the first loan company. I did my search and found a great source of information. They have gathered all the useful info about payday loans, here https://24biz.biz/payday-loans/TX/san-antonio/ , so all you have to do is look through the options and choose the best one. Be mindful of the rates, and you always have to pay on time. Just make sure that you can afford it and are capable of paying it off. Best of luck to everybody and hopefully none of us gets into such horrible situation, like Bethany has. I just can’t believe how irresponsible some people are…
Paying a car loan for someone
Paying a car loan for someone like this is like throwing a person who is drowning a large rock. She is breeding with a POS, voluntarily, not paying her bills by choice, willfully throwing her life away, etc, etc, etc....
DH is doing the only thing he can do to help his daughter. Letting her suffer the consequences of her choices and lubricating her down fall is really the only thing that has any chance of having a positive outcome. She may, though not likely, learn something and make a change. If she doesn't, so be it.
IMHO of course