"in most GOOD decrees...they say each parent must carry a policy in set amount (usually $100k) on the other. so, ideally, he would have one policy on himself with her/kids as beneficiary. and then you two could have a separate policy for yourselves. the extra expense, of course, should be his."
So what if insurance is through work with them helping with costs? DH's work doesn't offer the choice to have more than 1 policy.
Am I the only one to think there needs to a separate specialty for attorneys who deal exclusively with stepfamilies? Like corporate law, real estate law, blended family law...