Afraid to add SD to my health insurance because of BM
One last post for the day! So if you read my last post, you know that I reported BM for welfare fraud and her Medicaid was taken away. She called DH today yelling that he better get health insurance for “his daughter.”
Well DH is on my health insurance. His employer doesn’t even offer health insurance. I was thinking about adding SD to my insurance (it doesn’t cost much to add a third person) but here’s my issue- BM takes SD to the hospital for EVERYTHING. If SD has an ear ache or sore throat, she goes to the ER. She’s used to not having to pay for it so I guess that’s why she did it.
With my private health insurance, I can’t have her taking SD to the hospital like that because I will end up with a $300+ bill every time she does it.
Is there a way that I can make it so I am the only one who can authorize treatment? SD is with us all week so we would be the one taking her to the doctor anyway. Just don’t want BM to try anything on the weekend. I can see her doing it on purpose just to stick us with the bill (she’s nasty like that).
What do you all do as far as skid’s health insurance and to protect yourself?