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Retired Husband with no retirement money!

Rainman17's picture

My husband is 14 years my senior. He announced this last spring that he was going to retire. We both agreed that since we are in a good financial situation that he could do that. But,I still work full-time taking care of most of the monthly bills with my income and my husbands Social Security check.
There isn't alot of extra money left over at the end of the month. Now my husband wants me to give him a spending allowance each month. I do not agree with this.I mentioned that he should find part-time work for that extra spending money that he wants but he refuses to do that. I work hard for my money and don't think I should give it to him unless he does something in return for it. I want to know how others feel about this. Blum 3

Comments

notasm3's picture

Silly boy. Does he think you are his mother and that you should give him an allowance (but no chores)?

Nope. My DH and I are both retired. I have way more money - but I do not give my DH a spending allowance. That's on him. He'd love to have someone mow the grass, but that's his job and he can't afford to hire someone.

I am so glad that my DH is not a lazy ass mooch.

Last In Line's picture

What you are describing doesn't sound like a good financial situation to me! It sound like a "yeah, we can scrape by if you quit working" situation. What's going to happen when YOU retire? Or will you not have that option?

He needs to get a job. Greeter at Walmart. Drink refiller at Chik-fil-a. Something. No way would I just hand him money--any extra you have needs to be going into savings.

a better life's picture

He needs to find a part time job. It can be something associated with a hobby-such as a bowling alley, golf shop, etc.., or just somethinga as simple as a walmart greeter. Even 10 hours a week could yield him 3-4 hundred a month and give him something to do

hereiam's picture

If his social security is not enough to cover his portion of the bills, leave him with spending money, and put a little aside for emergencies, he should not have retired. Not without, at least, getting a part time job.

To me, a "good financial situation" is not just paying bills, with very little left over.

LARoman62's picture

He chose to be lazy and retire before he could actually afford it.  She is in no way obligated to give him spending money IMO.  It is very self-centered that her husband did that and also expects her to not only pay most of the bills, but give him pocket moneytoo?  No way!  McDonald's in Charlottesville, Va. is paying up to $16./hr. because they are so hard up for workers.  The tr-state area may pay even higher.

Merry's picture

Do you have a household budget? Is there anything left after monthly bills are paid? Since you are working, do you have personal expenses that are different from his, such as clothing needs? Then is there anything left over? If so, you both get an allowance. If not, he can get a part-time job.

My husband is also retired and I work full time. He does take care of all household responsibilities except for paying the bills, and I don't begrudge him some of the monthly income. But that's AFTER our obligations are met. He's not great at living within a budget, and money is sometimes difficult between us, but in general that's the approach we use.

Rainman17's picture

Yes we have a household budget. Yes there is money left after bills are paid. My husband is unlike your husband even though he is retired he does little to help around the house. He has a back problems. So he has limited mobility. But I do know that he could do more if he wanted to. Like dusting and cleaning bathrooms. He just chooses not to.
That is were my frustration comes from. When asked to help he has an attitude about it. Its like having a grown teenager for a Husband!Our teenage son helps me more than his Dad does!
Thank you for your comments.

LARoman62's picture

Amen sista!  Your hubby made a bad choice and now he needs to accept that it left him short of spending cash.  You are right.  If he wants to save money for himself, do more and hire less people to cater to his wishes.  My bf has fairly advanced COPD.  I tell him to take it slow and steady as long as it gets done. He used to send out laundry of Christ's sake!  That was $49. each time.  I said why are you paying?  You're retired and at home all day?  Now he does it himself because money is tight and he would rather spend it elsewhere.  Today he moved and discarded a mattress.  Still wants to pay a mover to throw out the bed, I'll fix that lol!  You are 100% right on this... stand strong