Car saga is finally over
SD60 ran into a deer recently and totaled her car on which she had let insurance lapse. She was miraculously unhurt, the car was smashed up pretty badly when she went down an embankment. DH and I have been running around with her from tow yard to tow yard to finance company to car dealers. But, Saturday, we selected a car and only awaited her obtaining new insurance.
Yesterday, she called and preliminarily set up the insurance. DH is paying the initial premium and I insisted she handle her monthly payments by deduction from her account, rather than having it charged to us then trying to collect from her and having to listen to her sob stories.
DH has seemed so overwhelmed by this whole thing, it's really shown me the dementia coming on. He sees it, too. So yesterday, we sat down and made a list headed "When" and "What" to list everything that had to still be done. That seemed to help.
Today, we needed to take the title and lien release to the tow company so they can move forward on salvage. He wanted me to go but I told him I couldn't stand being in the car with the two of them being so confused, arguing and contradicting each other. I thought they'd be able to handle it and they did.
They got back and she proceeded to tell me about her anxiety and heart rate due to the stress of the transaction and fear she wouldn't get the car today. She and I sat down to get the insurance going. Luckily, she had given the insurance company the VIN number yesterday because she had forgotten her paperwork. She thought she had forgotten her debit card, too, but eventually found it in her cluttered purse. Proof of insurance was faxed to the car dealer.
We drove up and paid for the car. She hugged me and thanked me but I told her it was from Dad. I also told her "You only have this one asset. Keep it insured and dont let anybody borrow it". I'm sure this will all be disregarded like everything else. She drove off.
DH seems happy altho I can tell he can't understand why I'm not showing more enthusiasm. I'm just so relieved this stage is over. They will still have to get it registered but they have a month and we have the list of what's needed.
I guess we did what had to be done otherwise she would have been calling DH for rides to Dr appts, rx pickups, grocery shopping, etc. I'm definitely not riding with her anyplace if she is driving, too erratic for me. The biggest plus is my part in this is over, I think. Now, i'm just hoping she doesnt call us and start whining about nobody inviting her for Thanksgiving, I dont want to see her for awhile.