so I've done a fair amount of internet searching. seems like the average rate we'd get is about 3.5%, which is better than the 6% we're at now. however, there are so many loans and companies to choose from, I am getting bogged down in the other details, such as closing costs/lender fees. so I have a couple questions. if anyone will take the time to answer them I would so appreciate it. my husband bought our house before he met me, so I really have no experience with this. however, it seems that he is content to leave this all up to me.

I'm interested to know how the poster katelate's day went today. She said her stepdaughters were going to be there all day and that she wasn't going to put up with her dhs bullying anymore. I hope she went through with it.

So my daughter (16 months) fell off the side of our stairs this morning. Fell about 6 feet, landed on carpet. Not hurt just scared...... However I feel just about like the shittiest mother on earth right now.

I am a stepmother (9 years) and a bio mom 1 year. I am feeling very depressed, and I don't know what to do. I told my husband that I want to separate, but I do t think I actually do. I don't want my 1yo daughter to have divorced parents. I think it was just an empty threat to get him to talk to me. He is not emotionally expressive, AT ALL. He has his daughter (sd14) this weekend. He works out of town during the week, and damnit I thought that since I had my daughter I had gotten over the resentment toward sd14. I didn't want her here this weekend.i am so inconsistent...