Im a step father of a 12 year old girl that had some medical problems the last 2 years. I carry her on my insurance through my PD, since her father dont, he also dont pay any medical cost. Well the medical cost got so high I couldnt keep up with them, since the wife wasnt working. Now that she is and has a good job we want a new house. The medical bill have ended up on my credit report. I was told that the bio father was going ot pay then, guess what, he didnt. Well thins has lowered by score to where i cant get financed for the home. What can I do? I never signed a paper at the hospital or Dr Office, but its on me. Help please what can I do?