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When you have to stop paying CS...

Calypso1977's picture

... what will you do with all of that fantastic extra money?!?

im going to encourage my fiance to beef up his retirement savings, since he hasnt been able to save much due to CS (he does fortunately get a pension). we will probably take one or two extra vacations each year.

SMto2's picture

Oh, we so wanted to do that when we paid off CS a year ago, since DH and I have never been, and BM went about 6 TIMES in the 15 years we paid CS! However, we haven't done that yet because DH and I have a young son and didn't want to leave him that long. It IS on our list, however! I sure hope you get to go!

NoWireCoatHangarsEVER's picture

BM gets a $1000 a moth from SO and a crap load of other stuff he pays half for. Or the whole thing for. He says he's cutting her off when the oldest reaches at 18 and if they don't launch its on her to pay for them. I hope so or I'm going to be really mad

thinkthrice's picture

Chef has no retirement savings prior to age 36, when he started paying whopping fistfuls of cash in CS to now, age 47 and won't be able to save for another 9 years. So when he reaches 56, providing the courts are favourable and he doesn't have to pay beyond YSS 12 reaching 21, then he would need to start saving.

Too late by then as far as I'm concerned. Twenty one + years of gov't mandated extreme poverty. No Obamacare subsidies for child support paYORS.

Considering Cohabitation's picture

We still have 10-14 more years of $1600/month for one very sweet 8 year old that we have 1/2 the time. I hate Massachusetts.

Calypso1977's picture

we are in MA too... its thru age 19 unless she goes to college (which she wont), then its through 23. doubly stupid since whey they are away at college they arent using the home's electricity, heat, etc. all those things that CS is supposedly for, which is further proof that its merely SPOUSAL support disguised as CHILD support.

Calypso1977's picture

i get the part about being pissed about her waiting to file, but why be pissed that she's actually saving the money for her daughter's education? sounds better than what most of the BM's on here do with CS (Hair, nails, ciggy's, booze, etc.)

B22S22's picture

My DH's CS ended a few months ago. He went out and purchased a 60+ inch high def smart TV. Wink

Now? We save most of it and pay off bills in much larger chunks. We were OK financially when he was paying it, so now it's considered "gravy" (also, he's paid it for almost 18 years, so I'm sure it's difficult for him to remember what it was like before he paid it).

Mikhaila87's picture

The BM doesn't get a lot from us. Literally the minimum. So the idea is if skids go to uni it can be that. Or save for a car. Or just be able to have a slightly improved lifestyle!
I cant wait because here in the UK...if I have a child her child support goes down. CANT WAIT only £8 a month I think but its funny.

SMLIFESUCKS's picture

DH and I both pay CS, DH is eowe pays $600 a month has 9 more years, unless Jabba can make OSD disabled than he'll have to pay until she's 25, she's currently almost 12. so who knows

I have 49%/51% and pay %550 a month, I have 8 more years. I can tell you I will probably use it to help the kids in college.

Mind you we could use this almost 1600 a month on our own child who will be 11 by the time both CS are suppose to be ending.

ocs's picture

Calypso! missed you!

We do ok with CS payments, so when it stops it will go direct into RRSP's. We plan to live LARGE in retirement.

I can see DH continuing to help SD, but god help me if the money still gets deposited into BM's account. We have 3.5 more years.

I could see him paying SD right through university.

Ohsoconfused's picture

Mandatory CS may stop, but if it's anything like my experienc, the DH's kids keep asking for money after the monthly cheque stops. And DH keeps dloing it out.

atpeace's picture

My bf pays $700/mth for one child and $1,800/mth permanent alimony to his ex. So my dream begins with his ex getting remarried! Smile

Disneyfan's picture

Permanent alimony???!!! :jawdrop: :jawdrop:

If your husband ever gets sick, I bet BM will be the first in line to make sure he gets to a doctor and takes care of himself. She has to make sure he remains as healthy as a horse is lives a looking time. :sick:

WhT in the world did he ever agree to that?

Calypso1977's picture

here in MA, i believe if you are married 20+ years its lifetime alimony. my fiance got out just in time - 18.5 years.

atpeace's picture

lol I love that Disneyfan! In the great wonderful State of NJ if you are married 20 years you are entitled to permanent alimony...She wouldn't agree to divorce without it and at the time he was making enough to handle that......but since the bottom has fallen out in his profession, it is a daily struggle and I could write a book! I know many women married 20 years and plus who waived permanent alimony BUT this one is a winner! and yes he has petitioned the court to have it lowered...no go they say! One Judge told him "find the money"...I hear it is different in other states but I am sure there are horror stories out there in all sates.....thanks again for giving me a chuckle!!!!

zerostepdrama's picture

Buying a camper! And putting the money towards retirement.

Now if my Ex ever pays me the back CS he owes ($12,000+) I am taking BS on an awesome vacation. (I dream about it often. Like if he ever files his taxes or wins the lotto or gets an inheritance.)

stubbs's picture

Count down begins in June- 2 years unless SD doesn't finish high school. She's not passing now. DH will have to pay 1800 for another 18 months if that happens...In MI

4ever's picture

We should probably do something fun but i think we'll save for retirement. We did take a nice trip the month after my husband made his last alimony payment Alimony was much more expensive than child support since he has 50% custody. finally finishing alimony after 5 long years was a big deal for my husband. It makes such a difference for us and luckily his ex is okay without it because her parents picked up the payment. Yep she's 52 and she went from alimony to allowance! No offense to any moms out there who are getting help from there parents..

SMto2's picture

I almost never post here anymore now that my SKs are grown, but I had to answer this one to give some encouragement to everyone struggling with this. After paying CS for 15 years (yep, about 250K paid out!) we are almost 1 year into NOT having CS, and I still find myself feeling like I need to PINCH myself sometimes! What do we do with the extra money? Well, last year, when it was first paid off, DH, our 2 bios and I went on a trip to a resort in the Caribbean that cost almost a YEAR's worth of CS!! Since then, we do put more monthly towards some debt we have. I also enjoy being generous with gifts for people I care about or who are in need. However, strangely, I also LOVE, LOVE, LOVE spending money on my SS, his wife and 2 baby girls! For many of the early years we were together, we could not afford many "extras" for ourselves, much less the SKs, and BM got all the glory by providing all the "fun stuff" on our dime. What was most frustrating was I knew all those years that BM spent a lot of the CS on her trips to Europe and her fancy lifestyle. All the while, I was quietly building a successful law practice and biding my time. Now I LOVE taking my SDIL shopping and having her fill the cart with everything she wants for the SGDs or herself. I spend $400 to $500 on a shopping trip with her, and it's a fraction of what we were paying in CS, and my SDIL thinks it's awesome. If we give them a couple hundred dollars cash, again, a drop in the bucket to what we paid BM every month like clockwork for 15 years, they are so grateful! BTW, I will add, about the only thing DH and I ever really disagreed on over all those years was the SKs, mainly money paid out for them, and since CS is over, we almost never disagree, and our marriage is stronger than ever. I am thankful we made it past those years. It was definitely worth the wait.