Mix both boxes of french vanilla pudding in a large mixing bowl and one box of vanilla pudding in a smaller mixing bowl.
Make sure cool whip is thawed and mix in about 1 cup of whipped topping with each bowl of pudding. Whisk in whipped topping until pudding is thick.
Take 4 quart or larger bowl and put in a layer of vanilla waffers on the bottom. Then cut up 1 banana to go on top of the waffers. Take about half of the french vanilla pudding and cover waffers and bananas.
Smooth out and start another layer of waffers and sliced banana.
Use entire bowl of regular vanilla pudding for middle layer. Cover that layer with waffers and bananas. Use up the last of the french vanilla pudding for top layer. Top that with waffers and bananas.
If you have whipped topping left over, use as "icing" on the very top. If there are vanilla waffers left crush them up and sprinkle them on top of whipped topping and slice up a banana to garnish.
Refrigerate for atleast 4 hours before serving.